Rideshare services like Uber and Lyft have changed the way people travel in Las Vegas. While these services offer convenience, accidents still happen. Many passengers are unaware of their rights when they are injured in a rideshare crash. Understanding the legal protections available can help ensure fair compensation after an accident.

Who is Responsible for a Rideshare Accident

Determining liability in a rideshare accident can be complicated. Multiple parties may be involved, including the rideshare driver, another driver, or even the rideshare company itself. The specific details of the crash determine who is financially responsible for covering medical bills, lost wages, and other damages.

If the rideshare driver is at fault, their insurance policy will be the first source of coverage. Uber and Lyft provide liability coverage that applies in certain situations. If another driver caused the accident, their insurance would typically cover the damages. When insurance disputes arise, legal guidance can help navigate the process.

Insurance Coverage for Rideshare Passengers

Rideshare companies provide different levels of insurance coverage depending on the driver’s status at the time of the accident. If the driver was logged into the app and carrying a passenger, both Uber and Lyft provide up to $1 million in liability coverage. This policy applies regardless of whether the rideshare driver or another motorist caused the accident.

If the accident happens before the driver picks up a passenger, the rideshare company’s insurance may provide limited coverage. In those cases, the driver’s personal insurance policy may also come into play. Understanding these distinctions can help injured passengers know what to expect when filing a claim.

Steps to Take After a Rideshare Accident

After a rideshare accident, passengers should take certain steps to protect their rights. Safety and medical attention should be the first priority. Even if injuries seem minor, seeking medical evaluation is important.

• Call 911 – Reporting the accident ensures an official police report is filed, which can be valuable when filing a claim.
• Gather Information – Collect details about the accident, including the rideshare driver’s name, contact information, and insurance details. Also, obtain the contact information of any witnesses.
• Take Photos – Documenting the accident scene, vehicle damage, and any visible injuries can provide evidence for a claim.
• Report the Incident – Notify the rideshare company about the accident through their app or customer support.
• Consult an Attorney – An experienced personal injury lawyer can help protect your rights and handle communication with insurance companies.

Seeking Compensation for Injuries

Passengers injured in a rideshare accident may be entitled to compensation for medical expenses, lost wages, and pain and suffering. The insurance company representing the at-fault party will typically handle the claim. However, insurance companies often try to minimize payouts, so having legal representation can be beneficial.

Some claims may involve negotiations with multiple insurers, especially if fault is disputed. In cases where a fair settlement cannot be reached, filing a lawsuit may be necessary. A skilled attorney can guide injured passengers through this process.

When to Consider Legal Help

While some insurance claims are straightforward, others become complex due to liability disputes or insufficient settlement offers. If an insurance company delays or denies a claim, seeking legal advice is recommended. A lawyer can help maximize compensation by negotiating with insurers and, if needed, taking the case to court.

Las Vegas has specific personal injury laws that impact rideshare accident claims. Understanding these laws and how they apply to different situations is crucial for protecting your rights as an injured passenger.

Conclusion

Rideshare passengers involved in an accident have legal rights that ensure they receive fair compensation for their injuries. Knowing who is responsible, what insurance coverage applies, and the steps to take after an accident can make a significant difference in the claims process. Consulting with a personal injury attorney can provide the guidance needed to navigate the complexities of a rideshare accident claim in Las Vegas.