The law relating to insurance coverage for ride-sharing services is relatively new, and oftentimes ride-sharing companies attempt to avoid responsibility by shifting the blame on the driver or not disclosing the full amount of insurance coverage available. As services like Uber and Lyft come to more cities, new laws are being established to protect consumers who are injured while utilizing a ride-sharing service or by a ride-sharing driver.
Under Nevada law, those who are injured while passengers in ride-sharing vehicles have a right to compensation that covers medical expenses, pain and suffering, and other out of pocket expenses related to the injury. Where that compensation comes from may be contested depending on how and when the accident occurred. Adding further complication is that personal insurance policies oftentimes exclude coverage for commercial activities.
Nevada law currently requires companies such as Uber and Lyft to maintain $1.5 million in liability insurance coverage when a passenger is in a ride-sharing vehicle or the driver is actually on the way to pick up a confirmed passenger. But if there is no passenger in a ride-sharing vehicle or the driver is not on the way to pick up a confirmed passenger, the statutory requirements for liability coverage under Nevada law are much lower.
When an accident involves a ride-sharing vehicle, navigating the law in conjunction with the various insurance policies that may be at issue depending on how and when an accident occurred can be complex. This is why it is important to consult with an experienced attorney as soon as possible if you are injured in an accident involving a ride-sharing vehicle. No matter what the auto accident situation, MGA Law has the expertise to fight for you and defend your rights.
We are here to help. If you have been injured as the result of the negligence of another, please call us for a free consultation with one of our experienced attorneys. At MGA Law, we are dedicated to fighting for the rights of accident victims in Southern Nevada to ensure our clients receive the maximum compensation under Nevada law.